Our business:
Our business:
Aria Capital is a mortgage lender aiming to fill the lending gap we have observed in the limited number of financial institutions operating in Canada. We primarily lend in major urban centers where stability and liquidity (volume of transactions) of real estate is at the highest – representing low risk markets. Further, we focus on servicing loans that do not meet the excessive requirements of conventional loans with financial institutions, but which still meet our acceptable standard of underwriting risks. A typical loan in our portfolio yields 7% to 12% interest per annum, a one or two year term, and monthly interest only mortgage payments.
We invest in mortgages secured by all types of residential, multi-residential and commercial real property located in Canada, subject to compliance with our investment policies. We also provide short term bridge financing for real estate developers. Our strategy is to grow in a controlled manner by diversifying geographically, focusing on real estate sectors with the lowest risk profiles, and ensuring that each loan is subjected to our underwriting compliance and risk parameters. The resulting total portfolio will allow us to ensure that we preserve our shareholders’ equity while providing shareholders with stable and secure dividends from our mortgage loan investments.
Aria Capital Mortgage Investment Corporation Advantages:
No Cost to You – the borrower is required to pay all the costs and fees to have the mortgage registered and written against the title to their property. The investor simply receives the monthly payments with no additional costs.
Monthly Income – Mortgage investments generate cash each and every month. Depending on the size of the mortgage, the interest rate, and the amortization period, this amount may vary. However, generally once the transaction is closed and the loan is successfully written and executed, the amount of monthly income is set and stable.
Projected Capital – The low risk factors associated with mortgages make it a sound investment as they are secured by the real estate property in the event that the borrower is unable to make payments.%
One of the biggest benefits which has directly contributed to the exponential growth in the private real estate lending industry is the fact that your investment is secured by real estate. Compared to other non-tangible securities and equities, the risk of real estate value becoming obsolete or collapsing is virtually nonexistent. Given that the loan is written on considerably less than 100% of the fair market value of the real estate, there is very little risk of investment loss due to the legal rights and options an investor has to recover the real estate security in the event of default. These security factors combined with the guaranteed monthly income make private mortgages a great investment with strong returns and low risk. You as the investor are fully covered by the legal documents signed at the time of the mortgage, ensuring that the investmentand profit will be yours to collect.